Home Purchase Loans
Secure a home purchase loan that uses today's mortgage options to make your dream home affordable.
Get pre-approved →At SimpliFund Mortgage, we believe getting a mortgage should feel simple, strategic, and personal. Whether you're buying your first home, refinancing for a better financial position, or building your real estate portfolio, we guide you through the process with clarity from start to finish.
Our goal is to help you move forward with confidence — real options, honest communication, and a financing plan tailored to your needs.
Secure a home purchase loan that uses today's mortgage options to make your dream home affordable.
Get pre-approved →Lock in better terms and lower your monthly payment by refinancing to today’s rates — or restructure your loan to build equity faster.
Check refinance options →Take advantage of your home's equity with a cash-out refinance. It's your cash — spend it how you see fit.
Explore cash-out →A consistent 5-star track record across Zillow, Google, and Yelp.
“Had a VERY smooth transaction doing a refinance from a hard money loan to a traditional conforming loan on a rental property. I barely had to lift a finger — Ryan and his team took care of everything. We closed in less than 30 days and locked in a killer rate, saving us hundreds each month. Unmatchable 5-star service.”
“Ryan and his helpful team were super helpful and amazing. They helped us get a loan where other places didn’t. They made the process easy and painless. We are now proud homeowners because of them.”
“Ryan went above and beyond to help me and my husband qualify for a house. Ryan and his team are very genuine in every step they take throughout the process. I can’t even begin to tell you how awesome they are.”
Verified reviews from Zillow, Google, and Yelp. Zillow → Google → Yelp →
From first homes to investment properties, SimpliFund Mortgage offers solutions that fit your timeline and your budget.
Competitive options for qualified buyers seeking stability and flexibility.
Flexible options that help first-time buyers move forward with confidence.
Strong financing benefits for eligible veterans and military families.
Alternative qualifying for self-employed borrowers, investors, and unique financial profiles — bank statements, DSCR, asset depletion, and more.
Solutions for high-value properties and wealth-building real estate strategies.
Tap into your home’s equity with a flexible line of credit or a fixed-rate home equity loan — without disturbing your first mortgage.
We keep the process focused and easy to follow so you always know what comes next.
Tell us about your goals, timeline, and the kind of property or refinance you're considering.
We walk you through loan programs, rates, and terms based on your scenario.
Compare your options and move forward with a plan that fits your financial goals.
We stay involved throughout so you feel informed from application to final approval.
SimpliFund Mortgage is built for clients who want more than a transaction. Good lending starts with listening, clear communication, and building a financing plan around what matters most to you.
Led by Ryan Kreiss, CEO — serving first-time homebuyers, homeowners, and real estate investors across California.
Whether you're buying, refinancing, or exploring your options, SimpliFund Mortgage is here to help you move forward with confidence.
A dedicated team supporting every step from application to closing.
Tell us a bit about what you’re looking for and we’ll be in touch shortly.
